Easy Personal Banking Onboarding

Open your personal account in minutes.
Fully digital, no branch visit required.

Prepare Your Documents

Proof of Address
Icon
Icon

We’ll need a recent proof of address to confirm your UK residency. This can include a utility bill, bank statement, council tax bill, or tenancy agreement dated within the last three months. It helps us verify your location and protect your account from unauthorised activity.

Identification (Via Gemba Portal)
Icon
Icon

We will need to complete identity verification through the Gemba Portal. This secure process involves uploading a valid photo ID (such as a passport or driver’s licence) and completing live facial verification to confirm authenticity. It’s a quick, compliant, and fully encrypted step to keep your account safe and meet regulations.

Secure

We are FCA Regulated

Banking That Adapts To
Your Needs

Unlimited virtual IBANs for easy reconciliation
Use personal account features to manage your everyday spending
Access all accounts securely through our web banking app
Moola Bank provides the tools to simplify your finances and save you time

Regulatory assurance

Moola Bank operates under the licensing of Gemba Finance Ltd, which holds FCA Reference Number: 804853. This identifies us as a Financial Conduct Authority-authorised payment services and electronic money institution, providing you with the highest standards of regulatory protection.

Ready to get Started?

Get Started