Trusted Card Payment Partner

Moolapay Limited is a registered independent sales organisation (ISO) of Fiserv (Clover), and we work with other approved payment partners. Card payments are processed and settled by the provider you choose, under its own authorisation. We specialise in hospitality, including hotels, restaurants and multi-site groups.

Multiple Ways to Get Paid

Visa logoMastercard logoPayPal logoApple Pay logo
Visa logoMastercard logoPayPal logoApple Pay logo

How Card Payments Work

Simple Payments. Lightning-Fast Processing. Bank-Grade Security.
Customer Pays
Customers pay using cards, contactless, or mobile wallets.
Secure Authorisation
Payments are encrypted and authorised in real time.
Payment Confirmed
The transaction is approved and a receipt is provided.
Funds Settled
Funds are deposited into your account with clear reporting.

Solutions for Businesses

All Moola POS devices come pre-installed with the Digital Loyalty App, Register Till App, and Employee Management App — helping you maximise revenue, increase customer engagement, and significantly reduce admin time.

Accept All Payments

Securely accept all major payment types, including Chip & PIN, contactless, and mobile wallets.

Paperless & Environmentally Friendly

Our slim, pocket-sized Pax A50 delivers advanced POS features without the need for till rolls.

Security & Compliance

  • PCI-DSS compliant card processing
  • End-to-end encrypted transactions
  • Fraud monitoring & SCA protection
  • Secure handling of customer data

4G / 5G & Wi-Fi Connectivity

Mobile connectivity comes as standard, ensuring seamless payments even when Wi-Fi is unreliable, no matter where your customers are seated.

Virtual Terminal & Payment Links

Reach more customers quickly by sending payment links via social media to messaging apps. And your customer can pay with a card or digital wallet. Take payments over the phone with a Virtual Terminal. Don’t leave your customers hanging. Process payments over the phone easily and safely with a Our  Virtual Payment Terminal.
Customer paying contactless in a coffee shop

Power Your Business.
All From One Place.

Payments and business accounts seamlessly connected in a single platform designed to grow with you.
Moola Pro
Moola Mini
EPOS Handheld
Moola International
Moola Lux
Moola EPOS PRO
Moola Pro card machine

Card Reader - Moola Pro

If you simply require a card machine then it does not get better than the Moola Pro. With a powerful Cortex A53 Quad-Core processor and 10 hour battery life, this card reader is capable of taking card payments in any environment.
  • Qualcomm Snapdragon 660 octa-core processor
  • Memory: 2-GB RAM, 16-GB Flash
  • 5.99", 720x1440 XHDP| display
  • 5MP camera
  • 1D and 2D barcode scanner with a dedicated button for barcode
  • Wi-Fi, 4G/LTE
  • Cellular data
  • Internal thermal receipt printer
  • 3.5-mm audio jack
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Moola Pro card machine

Card Reader - Moola Mini

The Moola Mini is our slimmest mobile payment solution at only 12mm thick, comfortably fitting in your pocket and perfect for those who need to take payments on the move. Designed to reduce environmental footprint as well as stationery costs, it can deliver receipts by SMS or email.
  • Accepts Klarna, Wechat and Union Pay
  • Go mobile with 4G connectivity, Roaming SIM card and free mobile data 12 hours battery life
  • average use, 6-8 hours intensive use
  • Transaction search & reporting on-device
  • Print receipts, send e-receipts and process refunds on-device Assign different functions to different users
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Moola Pro card machine

Card Reader - Moola EPOS Handheld

Serve customers at the counter or the table with an EPOS till loaded onto the card machine
  • Menus
  • Loyalty
  • Split the bill
  • See live transactions
  • Powered by Android 10
  • Cortex-A53, 1,4GHZ
  • 3.8V, 2000 mAh battery
  • 4-inch IPS colour display
  • 4G + WiFi + Bluetooth
  • 0.3MP fixed focus rear camera, optional 2/5MP
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Moola Pro card machine

Moola International

Accept card payments from any card scheme, protecting your business from international fraud and never having to turn down a customer.
Accepted apps include
  • Klarna
  • We Chat Pay
  • Ali Pay
  • Apple Pay
  • Google Pay
  • Samsung Pay
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Moola Pro card machine

EPOS Systems Moola Lux

Designed by top engineer David Protet, the Sunmi T2 is equipped with a super fast Octa-Core processor, enabling a smoother experience for both customer and merchant. The Moola Lux boasts an in-built Seiko printer and dual FHD displays and it will Benefits include:
  • Next Day Payments
  • Fixed low rates for all cards
  • Super fast transaction speeds
  • Always on 4G connectivity
  • No PCI Fees
  • Moola App (lets you see transactions and data from a handy app)
  • Complimentary Pay by link and Virtual Terminal
  • EPOS integration (if required)
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Moola Pro card machine

EPOS SYSTEMS Moola EPOS PRO

The all-in-one EPOS solution that comes with a cash drawer, receipt printer & integrated card terminal. The Moola EPOS pro will help your business run smoothly and increase your profits. It boasts a smoother sales experience and can quickly accept any form of payment.
Benefits include:
  • Order Management
  • Stock Management
  • Table Management
  • Pay at table
  • Integrations (Deliverect, Yellowdog etc)
  • Online ordering and contactless delivery
  • Item & order discounts
  • Taxes & Service charges for items and large parties
  • Promotions & gift card programs
  • Pre-authorize bar tab
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Business owner checking a payment on a smartphone and laptop

Why Choose Moola?

Moola helps you cut payment processing costs, increase cash flow, and grow your business with flexible, contract-free solutions.
Increase Your Bottom Line
Flexible, cost-effective payment solutions tailored to your business that boost revenue and improve profitability.
Full Pricing Control, No Lock-In
No provider-dictated rates, no contracts, and no termination fees — giving you complete freedom and flexibility.
Lower Costs, Higher Cash Flow
Reduce merchant service costs, streamline finances, and free up cash to pay debts and fuel business growth.
Proven Savings of Up to 30%
We negotiate with your current providers to cut payment processing costs by at least 30%.
Smarter Growth & Revenue Support
We identify hidden savings and introduce solutions that help you reach new customers and increase output.

Card payments: common questions

What is the best card machine for a small business?

The best card machine for a small business takes every major card and Apple Pay or Google Pay, works on 4G and Wi-Fi, settles quickly and has no long lock-in. Moola offers pocket-sized readers, handheld EPOS for table service and countertop options, and recommends the right one after a short call about how you trade.

Which payment methods can I accept with Moola?

Moola card machines accept chip and PIN, contactless and all major card schemes, plus Apple Pay, Google Pay and Samsung Pay. Moola readers can also accept Klarna, WeChat Pay, Alipay and UnionPay, so you can take payment from overseas visitors without turning anyone away.

Can I take payments at the table?

Yes. The Moola EPOS Handheld puts an EPOS till on the card machine, so staff can take orders, split the bill and take payment at the table or the counter. It runs on Android with 4G, Wi-Fi and Bluetooth, and shows live transactions so managers can see what is happening on the floor.

How can I get better card machine rates?

Compare the full cost, not just the headline percentage: include terminal fees, minimum charges, PCI fees and exit fees, and have your last three months of statements ready. Moola reviews your statements, compares options through our partners and gives you a quote showing every charge.

More answers on our FAQ page.

Moola Business Account App

One app for all your money moves. Instant insights, instant decisions. Level up your financial freedom.
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Instant transactions
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Payments worldwide
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Saving accounts
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100% mobile account management
Coming Soon to
APPLEGOOGLE
Mobile banking app screen showing a teal 'moola' gold debit card with card number, name, and expiry date; current balance of £4,658.50 displayed above. Buttons to send and receive money are below the card. Recent transactions show payments to Apple (£799) and Google Play Store (£49) with respective category icons.

Partnered with

Fiserv logoWorldpay logoClover logoLloyds Cardnet logoLloyds Cardnet logoLloyds Cardnet logo
Fiserv logoWorldpay logoClover logoLloyds Cardnet logoLloyds Cardnet logoLloyds Cardnet logo