What Are Integrated Payments?

We offer a full suite of products across e-commerce and in-person payments, QR ordering, loyalty programs, and financial services. We work with businesses of all sizes from small and medium retail and f&b merchants to enterprise hospitality — serving clients like Miniso, Sumosan Twiga, Harvey Nichols, and The Langham Group.

Oracle Moola Integration

Seamless Transaction Handling
Relays XML-based transaction requests (sales, refunds, voids, and pre-auths) from Simphony POS through Kody middleware, ensuring they are correctly formatted for card issuers to enable accurate and efficient processing.
Device Mapping & Routing
Ensuring transactions from Simphony POS are routed to the correct PIN Entry Device (PED) for processing.
End-of-Day Settlement & Retries
The system automatically processes end-of-day batch settlements without manual intervention. If a settlement request fails, it intelligently retries the transaction to ensure completion.
Secure Communication
Uses HTTPS with TLS 1.2+ encryption to secure all payment data. This protects sensitive information during transmission. It also ensures reliable and trusted communication between systems.
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A digital platform that simplifies in-person commerce

Partner with Betopia and unlock enterprise-grade technology, AI-powered solutions, and global delivery expertise — all under your brand.
01. Unified Commerce & Financial Services
Partner with Betopia and unlock enterprise-grade technology, AI-powered solutions, and global delivery expertise — all under your brand.
01. Unified Commerce & Financial Services
Partner with Betopia and unlock enterprise-grade technology, AI-powered solutions, and global delivery expertise — all under your brand.

Moola Banking App

One app for all your money moves. Instant insights, instant decisions. Level up your financial freedom.
Instant transactions
Payments worldwide
Saving accounts
100% mobile banking
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