What Are Integrated Payments?

We offer a full suite of products across e-commerce and in-person payments, QR ordering and financial services, for businesses of all sizes, from independent retail and food and drink merchants to enterprise hospitality.

Oracle Moola Integration

Seamless Transaction Handling
Relays transaction requests (sales, refunds, voids and pre-auths) from Oracle Simphony POS, formatted correctly for card issuers so they are processed accurately and efficiently.
Device Mapping & Routing
Ensuring transactions from Simphony POS are routed to the correct PIN Entry Device (PED) for processing.
End-of-Day Settlement & Retries
The system automatically processes end-of-day batch settlements without manual intervention. If a settlement request fails, it intelligently retries the transaction to ensure completion.
Secure Communication
Uses HTTPS with TLS 1.2+ encryption to secure all payment data. This protects sensitive information during transmission. It also ensures reliable and trusted communication between systems.
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Integrated payments: common questions

What are integrated payments?

Integrated payments connect your EPOS to your card machine, so the bill total is sent to the terminal automatically instead of being typed in by hand. That removes keying errors, speeds up table turns and means sales and card takings match in one end-of-day report, which makes reconciliation far quicker for hospitality teams.

Which EPOS systems does Moola work with?

Moola connects with virtually every EPOS system used in UK hospitality and retail, including Oracle Simphony for larger groups, so most businesses can keep their current till and switch only their payments.

What is an EPOS system and does my restaurant need one?

An EPOS (electronic point of sale) system is a till that records orders, takes payments and tracks sales, stock and staff in one place. Most UK restaurants, cafés and bars benefit from one because it speeds up service, reduces mistakes and shows what is selling.

More answers on our FAQ page.

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Mobile banking app screen showing a teal 'moola' gold debit card with card number, name, and expiry date; current balance of £4,658.50 displayed above. Buttons to send and receive money are below the card. Recent transactions show payments to Apple (£799) and Google Play Store (£49) with respective category icons.